Penelope Kensington-Wells
Marketing Manager, Melbourne
delanorivexqua completely changed how I think about
money. Before starting, I was drowning in
credit card debt and living paycheck to
paycheck despite earning decent money. The
zero-based budgeting approach they taught me
helped me allocate every dollar with purpose.
Specific Changes Made:
- Created detailed monthly budget
categories
- Eliminated unnecessary subscriptions
worth 0/month
- Built emergency fund from zero to ,000
- Reduced dining out expenses by 60%
Maximilian Forrester-Quinn
Small Business Owner, Brisbane
What impressed me most was the practical
application. delanorivexqua didn't just teach theory
- they showed me exactly how to implement
zero-based budgeting in my daily life. Within
six months, I had eliminated ,000 in debt and
started building my first emergency fund.
Key Achievements:
- Paid off three credit cards completely
- Established systematic debt repayment
plan
- Increased business cash flow by 40%
- Started retirement savings for first
time
Cordelia Blackthorne-Pierce
Teacher, Adelaide
As someone who always struggled with math, I
was worried budgeting would be too
complicated. delanorivexqua's approach made
everything crystal clear. The zero-based
method forced me to examine every expense and
justify every purchase decision.
Financial Milestones:
- Reduced monthly expenses by 0
- Built 3-month emergency fund in 8
months
- Started investing in index funds
- Improved credit score by 150 points
